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Which best describes you?

I have LESS than 50 employees

I have MORE than 50 employees

I'd like to refer to employers

Employers with LESS than 50 employees

We'd like to introduce Betty Health

An affordable way to provide competitive and robust suite of healthcare benefits to employees. When we say affordable, we mean less than $20/month per employee. It's not insurance, but it's basically everything else

The key points to understand about Betty Health are:

  • $19.50/month for employee and minor dependents, a 50% discount for spouses to join
  • Available nationwide*
  • A continuously expanding platform of high value healthcare services to give your business a competitive advantage in retention and recruiting
  • See everything Betty Health includes on our homepage (click here)

*Except in VT, MD, and WA

The Employer Mandate and Penalty Amounts

Under the ACA, employers with 50 or more full-time equivalent employees are classified as applicable large employers (ALEs). ALEs must offer affordable, minimum essential health coverage (MEC) to their full-time employees and their dependents, or they may be subject to penalties. These penalties are known as Employer Shared Responsibility Payments (ESRPs) or the "employer mandate."

There are two types of ESRPs that can be imposed on employers:

  1. The "A" Penalty: This penalty applies if an employer does not offer health coverage to at least 95% of its full-time employees (and their dependents) and at least one full-time employee receives a premium tax credit for purchasing coverage through a Health Insurance Marketplace. The penalty amounts are $2,880 for 2023 and $2,970 for 2024 PER full time-employee (excluding the first 30 employees). Penalties are calculated on a monthly basis. Reference: IRC Section 4890H(a)
  2. The "B" Penalty: This penalty applies if an employer offers health coverage to at least 95% of its full-time employees (and their dependents), but the coverage is either unaffordable or does not meet minimum value standards. In this case, if one full-time employee receives a premium tax credit for purchasing coverage through a Health Insurance Marketplace, the penalty in 2023 is $4,320 and in 2024 is $4,460 for each full-time employee who receives the credit. Reference: IRC Section 4890H(b)


Contact us and we'll help you with next steps: support@betty.health

Employers with MORE than 50 employees

We'd like to introduce Betty Health+MEC

An affordable way to meet the ACA employer mandate while providing a competitive and robust suite of healthcare benefits to employees

Join 10,000+ employers, representing 150,000 employees and 400,000 members, on our Minimal Essential Coverage (MEC) plan

The key points to understand about Betty+MEC are:

  • $80/month for employee only, $160/month for family
  • Our MEC satisfies the ACA Employer Mandate (learn more here)
  • Available nationwide*
  • Requirements: A minimum of 50% employer contribution at employee only rate, participation of 10+ employees or 25% of eligible, and a 12 month commitment (start any time)

*MEC only for VT, MD, and WA

The Employer Mandate and Penalty Amounts

Under the ACA, employers with 50 or more full-time equivalent employees are classified as applicable large employers (ALEs). ALEs must offer affordable, minimum essential health coverage (MEC) to their full-time employees and their dependents, or they may be subject to penalties. These penalties are known as Employer Shared Responsibility Payments (ESRPs) or the "employer mandate."

There are two types of ESRPs that can be imposed on employers:

  1. The "A" Penalty: This penalty applies if an employer does not offer health coverage to at least 95% of its full-time employees (and their dependents) and at least one full-time employee receives a premium tax credit for purchasing coverage through a Health Insurance Marketplace. The penalty amounts are $2,880 for 2023 and $2,970 for 2024 PER full time-employee (excluding the first 30 employees). Penalties are calculated on a monthly basis. Reference: IRC Section 4890H(a)
  2. The "B" Penalty: This penalty applies if an employer offers health coverage to at least 95% of its full-time employees (and their dependents), but the coverage is either unaffordable or does not meet minimum value standards. In this case, if one full-time employee receives a premium tax credit for purchasing coverage through a Health Insurance Marketplace, the penalty in 2023 is $4,320 and in 2024 is $4,460 for each full-time employee who receives the credit. Reference: IRC Section 4890H(b)


See Plans and Pricing

Request an interactive pricing sheet by writing us at support@betty.health

Request an interactive pricing sheet by writing us at support@betty.health

Contact us to enroll or ask questions at support@betty.health

What does each employee get with the Betty+MEC plan?

Each employee (and their dependents) receives the full Betty Health platform (click here to see everything included)

Betty Health is NOT health insurance and does not pay claims or reimburse for services rendered


$0 Telehealth Services
  • Urgent Care - Appointments with a physician in 10 minutes
  • Primary Care - Set an appointment with the physician of your choice
  • Behavioral Health* - Talk with mental health specialist, teen talk therapy
  • Specialties Coming soon - Over 30 specialties like urology, cardiology, radiology, and more
  • Second Opinion Services Coming soon - Get a medical second opinion on any diagnosis

*Controlled substances, and narcotics are not prescribed (No psychiatry)


Medical Discounts
  • Durable Medical Equipment (DME)
  • Imaging/Scans

__________________

Plus a free value-added discount plan from our partner Careington

(click here to learn more)

  • Dental
  • Vision
  • Labs
  • In-person specialty/chiro
  • Prescriptions (Rx)
  • Hearing
  • Lasik


Advocacy
  • Medical Bills - Advocates help negotiate, eliminate, or reduce medical bills & debt
  • Free/Discounted Services - For income/household qualified individuals, we'll help you with clinics, hospital care, specialty Rx, disease based assistance, case management, and more
  • Lots of Support - 40+ patient advocacy organizations by your side to help with nearly anything imaginable
  • Live Chat Coming soon

YES

Minimal Essential Coverage (MEC) Plans cover everything below at $0 to the member

Preventive Care Benefits for Children

1. Alcohol and drug use assessments for adolescents

2. Autism screening for children at 18 and 24 months

3. Behavioral assessments for children ages: 0 to 11 months, 1 to 4 years, 5 to 10 years, 11 to 14 years, 15 to 17 years

4. Blood pressure screening for children ages: 0 to 11 months, 1 to 4 years , 5 to 10 years, 11 to 14 years, 15 to 17 years

5. Cervical dysplasia screening for sexually active females

6. Depression screening for adolescents

7. Developmental screening for children under age 3

8. Dyslipidemia screening for children at higher risk of lipid disorders ages: 1 to 4 years, 5 to 10 years, 11 to 14 years, 15 to 17 years

9. Fluoride chemoprevention supplements for children without fluoride in their water source

10. Gonorrhea preventive medication for the eyes of all newborns

11. Hearing screening for all newborns

12. Height, weight and body mass index (BMI) measurements for children ages: 0 to 11 months, 1 to 4 years, 5 to 10 years, 11 to 14 years, 15 to 17 years

13. Hematocrit or hemoglobin screening for all children

14. Hemoglobinopathies or sickle cell screening for newborns

15. Hepatitis B screening for adolescents at high risk, including adolescents from countries with 2% or more Hepatitis B prevalence, and U.S.-born adolescents not vaccinated as infants and with at least one parent born in a region with 8% or more Hepatitis B prevalence: 11 – 17 years.

16. HIV screening for adolescents at higher risk

17. Hypothyroidism screening for newborns

18. Immunization vaccines for children from birth to age 18 — doses, recommended ages, and recommended populations vary:

- Diphtheria, Tetanus, Pertussis (Whooping Cough) - Influenza (flu shot)

- Haemophilus influenzae type b - Measles - Hepatitis A - Meningococcal

- Hepatitis B - Pneumococcal

- Human Papillomavirus (PVU) - Rotavirus

- Inactivated Poliovirus - Varicella (Chickenpox)

19. Iron supplements for children ages 6 to 12 months at risk for anemia

20. Lead screening for children at risk of exposure

21. Medical history for all children throughout development ages: 0 to 11 months, 1 to 4 years , 5 to 10 years , 11 to 14 years , 15 to 17 years

22. Obesity screening and counseling

23. Oral health risk assessment for young children ages: 0 to 11 months, 1 to 4 years, 5 to 10 years

24. Phenylketonuria (PKU) screening for newborns

25. Sexually transmitted infection (STI) prevention counseling and screening for adolescents at higher risk

26. Tuberculin testing for children at higher risk of tuberculosis ages: 0 to 11

months, 1 to 4 years, 5 to 10 years, 11 to 14 years, 15 to 17 years

27. Vision screening for all children

Preventive care benefits for women

For pregnant women or women who may become pregnant

1. Anemia screening on a routine basis

2. Breastfeeding comprehensive support and counseling from trained providers, and access to breastfeeding supplies, for pregnant and nursing women

3. Contraception: Food and Drug Administration-approved contraceptive methods, sterilization procedures, and patient education and counseling, as prescribed by a health care provider for women with reproductive capacity (not including abortifacient drugs). This does not apply to health plans sponsored by certain exempt “religious employers.” Learn more about contraceptive coverage.

4. Folic acid supplements for women who may become pregnant

5. Gestational diabetes screening for women 24 to 28 weeks pregnant and those at high risk of developing gestational diabetes

6. Gonorrhea screening for all women at higher risk

7. Hepatitis B screening for pregnant women at their first prenatal visit

8. Rh Incompatibility screening for all pregnant women and follow-up testing for women at higher risk

9. Syphilis screening

10. Expanded tobacco intervention and counseling for pregnant tobacco users

11. Urinary tract or other infection screening

Get more information about services for pregnant women from HealthFinder.gov

Other covered preventive services for women

1. Breast cancer genetic test counseling (BRCA) for women at higher risk

2. Breast cancer mammography screenings every 1 to 2 years for women over

40

3. Breast cancer chemoprevention counseling for women at higher risk

4. Cervical cancer screening for sexually active women

5. Chlamydia infection screening for younger women and other women at

higher risk

6. Domestic and interpersonal violence screening and counseling for all

women

7. Gonorrhea screening for all women at higher risk

8. HIV screening and counseling for sexually active women

9. Human Papillomavirus (HPV) DNA test every 3 years for women with

normal cytology results who are 30 or older

10. Osteoporosis screening for women over age 60 depending on risk factors

11. Rh incompatibility screening follow-up testing for women at higher risk

12. Sexually transmitted infections counseling for sexually active women

13. Syphilis screening for women at increased risk

14. Tobacco use screening and interventions

15. Well-woman visits to get recommended services for women under 65

Preventive Care Benefits for Adults

1. Abdominal aortic aneurysm one-time screening for men of specified ages who have ever smoked

2. Alcohol misuse screening and counseling

3. Aspirin use to prevent cardiovascular disease for men and women of certain ages

4. Blood pressure screening

5. Cholesterol screening for adults of certain ages or at higher risk

6. Colorectal cancer screening for adults over 50

7. Depression screening

8. Diabetes (Type 2) screening for adults with high blood pressure

9. Diet counseling for adults at higher risk for chronic disease

10. Hepatitis B screening for people at high risk, including people from countries with 2% or more Hepatitis B prevalence, and U.S.-born people not vaccinated as infants and with at least one parent born in a region with 8% or more Hepatitis B prevalence.

11. Hepatitis C screening for adults at increased risk, and one time for everyone born 1945 – 1965

12. HIV screening for everyone ages 15 to 65, and other ages at increased risk

13. Immunization vaccines for adults — doses, recommended ages, and recommended populations vary:

- Diphtheria - Influenza (flu shot) - Pneumococcal - Hepatitis A - Measles - Rubella

- Hepatitis B - Meningococcal - Tetanus

- Herpes Zoster - Mumps - Varicella (Chickenpox)

- Human Papillomavirus (HPV) - Pertussis

14. Lung cancer screening for adults 55 - 80 at high risk for lung cancer because they’re heavy smokers or have quit in the past 15 years

15. Obesity screening and counseling

16. Sexually transmitted infection (STI) prevention counseling for adults at higher risk

17. Syphilis screening for adults at higher risk

18. Tobacco Use screening for all adults and cessation interventions for tobacco users

ACA Prescriptions

Aspirin, Bowel Preparation, Breast Cancer Primary Prevention, Contraceptives, Fluoride, Folic Acid Supplements, HIV Pre-Exposure Prophylaxis (PrEP), Iron Supplements, Single Agent Statins, Tobacco Cessation, and Vaccines.

Let's grow Betty Health together...

Write us below with who you are and where you'd like to grow Betty Health, we pay commissions in perpetuity and can strategize with you on how to grow with us

support@betty.health